How to get a bad credit rating
The quickest way to improve your credit score may be simpler than you would think. A good credit score can give you a lot of freedom. A bad credit score can be prohibitive in more ways than one, making it harder to get loans with reasonable interest rates, or even to get a loan to begin with. Should you get a mortgage or increase your credit score first? If you look at the loan savings chart you can see two things. First, bad credit means higher mortgage loan costs.